Who We Lend to

Bridgeway Capital works with companies and nonprofits in western Pennsylvania that have a strong, positive economic and social impact — igniting growth, stirring healthy competition, creating job opportunities, and strengthening communities.

As a non-regulated, certified CDFI, we focus on making loans to start-up or expanding businesses and providing technical assistance. We are a market-driven, private sector financial intermediary with a social mission. We make a small amount of resources go a long way, and we are a model that works. We work outside the margins of mainstream finance to provide opportunities and access to capital. We strive to be sustainable for maximum impact — we are not profit-maximizing.

What is a CDFI?

A certified Community Development Financial Institution (CDFI) is a specialized financial institution that works in market niches that are underserved by traditional financial institutions. CDFIs provide a unique range of financial products and services in economically distressed target markets, such as technical assistance, commercial loans and investments to small start-up or expanding businesses in low-income areas; mortgage financing for low-income and first-time homebuyers and not-for-profit developers; and flexible underwriting and risk capital for needed community facilities. CDFIs include regulated institutions such as community development banks and credit unions, and non-regulated institutions such as loan and venture capital funds.