Loans

The benefit of impact-driven lending.

We consider social impact when designing flexible financing solutions.

Bridgeway is a social impact lender, a nonprofit alternative to banks, that lends to small businesses, nonprofits, and real estate projects that have a positive community impact. We are experts in financing for community development with loans and programs designed to grow small businesses and revitalize places to develop resilient, vibrant communities.

We specialize in patient loan capital that provides flexible financing options to work with credit challenges, collateral gaps, and complex transactions in need of bridge funding or blended capital. When you apply for funding, we do not push you into a one-size-fits-all solution. We look beyond numbers to understand your needs and offer tailored loans that fit your situation – loans to help you make a difference in your community.

 

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Our Loan Products

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Small Business Loans

We help small businesses grow and thrive with flexible loans and expert business assistance.

SMALL BUSINESS LOAN DETAILS

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Construction and Renovation Loans

Let’s build spaces that serve our communities.

CONSTRUCTION AND RENOVATION LOAN DETAILS

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Owner-Occupied Commercial Real Estate Loans

Secure your space. Strengthen your future.

VIEW OWNER-OCCUPIED CRE LOAN DETAILS

Bridge Loans

Short term financing to stay on track.

BRIDGE LOAN DETAILS

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Energy Efficiency Loans

Cut costs. Build resilience.

ENERGY EFFICIENCY LOAN DETAILS

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Nonprofit Rainy Day Loans

Be prepared for the unexpected.

NONPROFIT RAINY DAY LOAN DETAILS

Interested in a Loan?

What are the benefits?

What are the uses?

  • Capital to expand your business
  • Purchase or upgrade of equipment
  • Working capital for operating expenses
  • Real estate acquisition, renovation, and construction
  • Leaseholder improvements
  • Predevelopment capital
  • Bridge loans for funding gaps
  • Energy efficiency upgrades
  • Healthy food access lending

Who is eligible?

  • Businesses, nonprofits, and real estate located in low- to moderate-income areas
  • We serve the tri-state area of western Pennsylvania, eastern Ohio, and northern West Virginia. View our locations.

Get Started

Let our team guide you through the application process so your big idea can get the strong foundation it deserves. To get started, fill out the initial loan inquiry form and tell us more about your project and funding needs. A loan officer will review your inquiry and connect with you to guide you through the application process.

GET STARTED

Support for Growth

Our Client Support Network pairs financing with technical assistance to help businesses excel.

EXPLORE PROGRAMS
Impact Story:

Reinvesting in Education — and a City’s Future

The former school that now houses the Erie Center for Art and Technology had been vacant for two years, except for a small health center in the basement. “It was rotting away in this big old building,” said ECAT Executive Director Daria Devlin. But there was a larger vision at work.

READ THEIR STORY

Every year, Bridgeway provides over $500,000 of direct support as coaching and professional services focused on building stronger operations.

Clients As Catalysts

Watch how we help our clients make a difference in their communities.

 

Connect With Us

Let's talk about how we can help.

CONNECT