Entrepreneurs are vital to regional economic growth. They create jobs and improve the socio-economic health of our community. As a community development financial institution (CDFI), Bridgeway Capital provides capital and business education to underserved markets that will result in positive economic and social impact. Traditionally, small businesses, community services organizations and other enterprises have difficulty accessing conventional credit markets.

Making loans to entrepreneurs helps grow small businesses and drive job creation, positively impacting our economy; making loans to community services organizations helps enhance and sustain their ability to provide critical social services to the communities in which we live and work, positively impacting our quality of life. We believe this is part of a comprehensive solution to revitalize and grow our region.

Click the image to view Bridgeway Capital’s 2015 Annual Report website or click here to download a printable document.

2015 Annual Report

Our Mission

Our mission is to make western Pennsylvania a thriving region for all by promoting economic opportunity and community revitalization. We assist underserved populations by providing capital and education to ignite business and job growth, to develop communities, to support entrepreneurs and to expand vital services that strengthen our region.

Founded in 1990, Bridgeway Capital was originally named the Community Loan Fund of Southwestern Pennsylvania (CL Fund) until we changed our name in 2008 to better reflect our mission and vision. Bridgeway Capital is certified as a Community Development Financial Institution (CDFI) by the U.S. Treasury Department and we are a member of the Opportunity Finance Network.


Since 1990, Bridgeway Capital has:

  • provided flexible financing and educational opportunities to small businesses and other organizations
  • focused on transforming entrepreneurial ideas into impact by providing tools for small business growth
  • worked with businesses in a variety of industries
  • served 15 counties across western Pennsylvania
  • and ignited economic growth and make western Pennsylvania a thriving region for all. Read our Client Stories to see our impact in very tangible ways


Bridgeway Capital focuses on three main strategies to impact the regional economy.

Increase Financing

Our primary tool for impacting the regional economy is the financing we provide — to entrepreneurs to create businesses, and to growing small businesses to create jobs. By making loans to fulfill a need for capital and partnering with traditional financing institutions and public funding sources, our loans leverage significant capital for our borrowers. Accordingly, Bridgeway Capital’s key strategy for increasing its impact is to substantially increase its loan volume.

We work to increase the number and dollar amount of loans, raise additional capital, and maintain credit quality and rigorous underwriting standards.

Educate Entrepreneurs

Bridgeway Capital provides educational opportunities — in addition to flexible financing — to help maximize the potential success of a small business. Traditionally, CDFIs offer training and technical assistance to increase borrower capacity and mitigate risk. We hope that the training will lead our successful borrowers to graduate to conventional financing while freeing our resources for new loans.

We are increasing partnerships with education institutions, Small Business Development Centers (SBDCs), and consulting organizations; expanding direct consulting to our borrowers; and evaluating the effectiveness of our programs.

Our primary tool for impacting the regional economy is the financing
we provide — to entrepreneurs to create businesses, and to growing small businesses to create jobs.

Improve Awareness

Purposeful communication will allow us to have greater opportunities to develop new partnerships, raise more capital, and increase deal flow — all of which will ultimately expand Bridgeway Capital’s economic impact.  Therefore, we are communicating consistently, expanding our referral networks though partnerships, and sharing success stories and impact measures on a regular basis.