Application Process

Make sure you are well-prepared and thorough in your responses when applying for a loan.

Bridgeway Capital’s application process is straightforward. First, make sure that you have reviewed our Are You Ready to Borrow section. If you can answer the questions thoroughly, visit our Applications section. Feel free to call us at 412.201.2450 if you need assistance.

Stage 1: Preliminary Review

After you fill out the application, it will be reviewed in a timely manner. Shortly thereafter, you will receive notification of a declined request or authorization to move forward.

Stage 2: Complete Application Review

If the loan is moving forward, you will be contacted by a loan officer to complete the loan package. You will receive a comprehensive checklist of needed items; some of these items are listed below*:

• Signed Bridgeway Capital application
• Personal Financial Statement for all owners
• Business Plan with financial projections
• Detailed Sources and Uses of Funds statement
• Personal tax returns for the last three years

Existing businesses will need:

• Financial statements (Balance Sheet, Cash Flow, and Profit & Loss statements)
• Tax returns for the last three years for all owners

After completion, the loan package will be reviewed and we will inform you of whether or not we can proceed with your loan request.

*Items above only represent part of a complete loan package.

Stage 3: Management Review

If we proceed, you will be contacted and visited by the loan officer. Management will review the loan package, and you will be notified of an approval or turndown.

We look forward to working with you!